Motorcycle, RV & Boat Insurance
Your auto policy doesn't cover your bike, RV, or boat — these need their own coverage, built around how and when you actually use them. We insure owners throughout Williamson, Travis, and Burnet counties.
Toys coverage at a glance
- Motorcycle liability, collision & comprehensive
- RV coverage, including full-timer options
- Boat & watercraft liability and hull coverage
- Roadside assistance & towing
No spam, no obligation — a licensed Texas agent follows up directly.
Coverage for however you actually use them
Seasonal rider or full-time RVer, the coverage needs to match how the vehicle is actually used.
Motorcycle Insurance
Liability, collision, and comprehensive coverage, with options for custom parts and gear.
RV Insurance
Coverage for travel trailers and motorhomes, including contents and full-timer options for those who live in their RV part of the year.
Boat & Watercraft Insurance
Liability, hull damage, and uninsured boater coverage for boats and personal watercraft.
Roadside & Towing
Assistance getting your motorcycle or RV off the road and to a repair shop.
Uninsured Boater Coverage
Protection if you're in an accident with a boat operator who doesn't carry adequate insurance.
Agreed Value Options
Available for higher-end or specialty motorcycles and boats where actual cash value would undervalue the loss.
Seasonal coverage for a lake-and-trail lifestyle
Independent, not captive
We compare your risk across multiple carriers instead of quoting just one company, so you see real options side by side.
A real person, not a call center
Your agent answers the phone, explains coverage in plain English, and stays your point of contact through renewals and claims.
Built around Hill Country living
From acreage properties to lake toys, we write coverage that reflects how people actually live around Liberty Hill and Central Texas.
Built for lake season and open roads
Lake Georgetown, Lake Travis, and Lake LBJ all draw boat owners from around Liberty Hill and the Hill Country, and the same roads that make for good motorcycle riding mean real seasonal exposure. We help you decide what's worth agreed-value coverage and what's fine on a standard schedule.
Motorcycle, RV & boat insurance questions
Does my auto policy cover my boat or motorcycle?
No. Motorcycles, RVs, and boats each need their own policy — your auto policy typically excludes them entirely.
Do I need coverage if I only ride or boat seasonally?
Yes, though some carriers offer lay-up periods or reduced coverage for off-season storage. We'll help you find a policy that reflects how you actually use it without overpaying year-round.
What's different about RV full-timer coverage?
If you live in your RV for extended periods, standard RV policies may not provide the liability and contents coverage you need — full-timer coverage is built for that use case specifically.
Does storage location matter for boat insurance?
It can affect your rate and coverage options, especially for theft and weather-related claims. Let us know where and how the boat is stored.
Ready to cover your motorcycle, RV, or boat?
Tell us what you ride or float and we'll shop it across our carriers.