Contractors
Comprehensive general contractor insurance in Texas — general liability, tools & equipment, and workers compensation built for the realities of the trade.
Liberty Hill • Serving All of Texas
Personalized Texas Insurance — Built Around Your Life and Business.
A Texas insurance agency focused on tailored coverage, honest guidance, and long-term relationships — not one-size-fits-all policies from a call center.
Local Texas service
Texas families & businesses
Top-rated carriers
Hero Banner Image
Client to upload — e.g. Texas family, ranch, or storefront (16:10)
Personalized Coverage
Local Texas Guidance
Personal & Commercial
Long-Term Relationships
About Image
Client to upload — Texas landscape, storefront, or team photo
About Oak Crest
A Texas agency built on honesty, clarity and long-term care.
Oak Crest Insurance Agency was founded to give Texans something the big call centers can't: real conversations, plain-English explanations, and policies designed around your actual life and business — not a script.
- Family-focused protection for Texas households
- Personalized customer support — no phone trees
- Honest guidance instead of confusing insurance jargon
- Local agency feel with professional-level service
What Can We Cover?
Personal or commercial — start where you need us.
Oak Crest is one trusted agent for both. Pick the track that fits and we'll take it from there.
Meet Your Agent
Hi, I'm Daniel Duckworth.
I founded Oak Crest Insurance Agency to give Texas families and business owners something they rarely get from the big carriers — a real person who picks up the phone, explains coverage in plain English, and actually cares about what they're protecting.
- Licensed Texas insurance professional
- Personal & commercial lines specialist
- Liberty Hill local — statewide reach
- One agent for life, not a call center
Our Coverage
Personal and commercial insurance for every Texan.
One trusted agency. Every coverage you need. We help you build the right protection across your home, vehicles, family and business.
Personal
Home Insurance
Coverage built around your Texas home and the life inside it.
Request QuotePersonal
Auto Insurance
Drive confidently with affordable Texas auto coverage.
Request QuotePersonal
Life Insurance
Long-term peace of mind for the people who depend on you.
Request QuotePersonal
Farm & Ranch Insurance
Protect the land, livestock and equipment that power your operation.
Request QuoteCommercial
General Liability Insurance
Foundational protection for any Texas business.
Request QuoteCommercial
Commercial Property Insurance
Safeguard your building, inventory and tools of the trade.
Request QuoteCommercial
Workers Compensation
Protect your team and stay compliant with Texas employment standards.
Request QuoteCommercial
Umbrella Insurance
Extra liability protection above your existing policies.
Request QuoteIndustries We Serve
Commercial Insurance Specialties
Oak Crest builds custom commercial insurance programs for Texas trades and service businesses. Every industry has its own risk profile — we tailor coverage to yours.
Roofers
Roofing contractor insurance tailored to Texas storm work — height-of-work liability, ladder & scaffolding coverage, and workers comp for crews.
Electricians
Electrician insurance covering completed-operations, fire and shock claims, tools in transit, and mandatory license & permit requirements across Texas.
Plumbers
Plumbing contractor insurance protecting against water damage claims, faulty workmanship exposure, and job-site injuries — with plain-English guidance.
HVAC Companies
HVAC contractor insurance for installations, service calls, and refrigerant handling — with coverage that scales as you add trucks and technicians.
Paving Contractors
Paving and asphalt contractor insurance covering heavy equipment, subcontractor exposure, and roadway/right-of-way liability across Texas job sites.
Meet the Team
The people behind Oak Crest.
A small, local Texas team focused on long-term client relationships. Headshots and bios will be added as our staff photos come in.
Staff
Client to upload
Daniel Duckworth
Founder & Agent
Leads Oak Crest and personally guides every client through their coverage.
Staff
Client to upload
Team Member
Personal Lines Specialist
Bio coming soon — the client will upload a photo and details.
Staff
Client to upload
Team Member
Commercial Lines Specialist
Bio coming soon — the client will upload a photo and details.
Client Stories
What Texans say about Oak Crest.
Real reviews from Texas families and business owners. New client stories will replace these placeholders as they come in.
"Placeholder testimonial — replace this text with a real client review once collected."
"Placeholder testimonial — replace this text with a real client review once collected."
"Placeholder testimonial — replace this text with a real client review once collected."
Why Oak Crest
Coverage that works as hard as you do.
We're not a call center. We're a local Texas team that builds long-term relationships with every client.
Personalized insurance plans
Every quote is tailored to you — not pulled from a generic template.
Fast response times
Same-day responses, no phone trees, no chasing emails.
Local Texas expertise
We understand the climate, the contracts and the carriers that work here.
Personal & commercial
One trusted agent for everything you need to protect.
Ready to see what better Texas insurance looks like?
Free quote. No pressure. Real Texas agent.
FAQ
Common questions, real answers.
What types of insurance do you offer?+
We offer personal lines (home, auto, life, farm & ranch) and commercial lines (general liability, commercial property, workers comp, umbrella), plus specialized programs for contractors, restaurants and other Texas trades.
Do you only serve Liberty Hill?+
We're based in Liberty Hill, but we serve clients across the entire state of Texas — from Austin to the Hill Country, DFW to Houston and beyond.
Do you specialize in specific industries?+
Yes. Oak Crest builds custom commercial insurance programs for contractors, roofers, electricians, plumbers, HVAC, paving, tile, general service businesses, restaurants, and restaurants with bars.
Will I work with the same agent every time?+
Yes. Oak Crest is built on long-term relationships — you'll have a dedicated agent who knows your situation and your goals.
Can you bundle multiple policies?+
Absolutely. Bundling home, auto, life and umbrella often unlocks meaningful discounts and gives you one point of contact for everything.
Get in Touch
Talk to a real Texas agent — today.
Stop by our Liberty Hill office, give us a call, or send a note. We'll respond within one business day.