Surety & Fidelity Bonds
A bond is a three-party guarantee, not standard insurance — it protects the public or an obligee if you fail to meet a legal or contractual obligation. Here are the bond types we place most often. We place these bonds for contractors and businesses throughout Williamson, Travis, and Burnet counties.
Bonds at a glance
- Required for many licenses, permits & court filings
- Cost is based on the bond amount & your credit
- Most bonds can be issued quickly once approved
- Don't see your bond type below? Ask — we can often source it
No spam, no obligation — a licensed Texas agent follows up directly.
Sixteen bond types we work with regularly
Every bond guarantees something different — browse the type you need, or call and we'll point you to the right one.
Business Services Bond
Guarantees a service business — cleaning, moving, locksmith, and similar trades — performs honestly and pays for covered losses caused by employees.
Certificate of Title Bond
Required by the Texas DMV to obtain a title for a vehicle when the original title is missing or unavailable.
City Bond
Required by a municipality for certain permits, contracts, or licenses issued at the city level.
Conduct Safety Bond
Guarantees an individual or business conducts a licensed activity in compliance with applicable safety regulations.
Court Bond
Required in certain civil court proceedings, such as appeal bonds or injunction bonds, as a condition of the case moving forward.
ERISA (Pension Trust) Bond
Required under federal law for those who handle funds or property of an employee benefit plan, protecting the plan against fraud or dishonesty.
Insurance Agency Bond
Required in some states for licensed insurance agencies as a condition of maintaining their license.
License & Permit Bond
Required by state or local agencies as a condition of obtaining certain business licenses or permits.
Mixed Beverage Gross Receipts Bond
Required by the Texas Comptroller for businesses holding a mixed beverage permit, guaranteeing payment of the mixed beverage gross receipts tax.
Motor Vehicle Dealer Bond
Required by the Texas DMV to obtain and maintain a dealer license, guaranteeing the dealer follows state law in vehicle sales.
Notary Bond
Required to become a commissioned notary public in Texas, protecting the public against notary errors or misconduct.
Over-axle or Over Gross Weight Tolerance Bond
Required by TxDOT for carriers seeking a permit to exceed standard axle or gross weight limits on Texas roads.
Probate Bond
Required by a probate court for an executor, administrator, or guardian to guarantee they'll faithfully manage an estate's assets.
Public Official Bond
Required for certain elected or appointed public officials, guaranteeing the faithful performance of their duties.
Ready Mix Bond
Required for ready-mix concrete operators as a condition of licensing or permitting in some jurisdictions.
Super-heavy or Oversize Permit Bond
Required by TxDOT for carriers transporting loads that exceed standard size or weight limits under a special permit.
Bonds placed by an agency that actually understands them
Independent, not captive
We shop your risk across multiple commercial carriers instead of steering you toward one company's appetite.
We know hard-to-place accounts
Contractors, restaurants, manufacturers, and other specialty risks are markets we work in regularly, not occasionally.
One point of contact
Certificates of insurance, renewals, and midterm changes go through your agent directly, not a support queue.
Supporting Central Texas licenses, permits & court filings
Bonds show up everywhere from a new motor vehicle dealer license to a probate filing to a TxDOT oversize load permit — and most people only need one once. We help you figure out exactly which bond your situation requires and get it placed without the back-and-forth.
Surety bond questions
What's the difference between a bond and insurance?
Insurance protects you against your own losses. A surety bond is a three-party guarantee — it protects a third party (the "obligee") if you fail to meet an obligation, and you're ultimately responsible for repaying the surety if a claim is paid.
How much does a bond cost?
Bond premiums are typically a small percentage of the total bond amount, based largely on your credit profile — often 1-15% depending on the bond type and your credit. We'll get you an actual quote rather than a rough guess.
How fast can I get a bond?
Many standard bonds, like notary or license & permit bonds, can be issued within a day or two once your application and credit check are in. Court bonds and larger bonds can take longer depending on underwriting.
What happens if a claim is made against my bond?
The surety company investigates and, if the claim is valid, pays the obligee up to the bond amount — but you're contractually obligated to reimburse the surety for whatever it pays out. A bond protects the public, not you.
Not sure which bond you need?
Tell us what you're applying for and we'll point you to the right bond.