Contractors
Comprehensive general contractor insurance in Texas — general liability, tools & equipment, and workers compensation built for the realities of the trade.
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Commercial Insurance for Texas Businesses
General liability, commercial property, workers compensation, and umbrella coverage — plus deep specialties for Texas trades and service businesses.
Core Business Coverage
Foundational protection that every Texas business should carry, tailored to your risk profile.
General Liability Insurance
Foundational protection for any Texas business.
Explore general liability insuranceCommercial Property Insurance
Safeguard your building, inventory and tools of the trade.
Explore commercial property insuranceWorkers Compensation
Protect your team and stay compliant with Texas employment standards.
Explore workers compensationUmbrella Insurance
Extra liability protection above your existing policies.
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Commercial Insurance Specialties
Oak Crest builds custom commercial insurance programs for Texas trades and service businesses. Every industry has its own risk profile — we tailor coverage to yours.
Roofers
Roofing contractor insurance tailored to Texas storm work — height-of-work liability, ladder & scaffolding coverage, and workers comp for crews.
Electricians
Electrician insurance covering completed-operations, fire and shock claims, tools in transit, and mandatory license & permit requirements across Texas.
Plumbers
Plumbing contractor insurance protecting against water damage claims, faulty workmanship exposure, and job-site injuries — with plain-English guidance.
HVAC Companies
HVAC contractor insurance for installations, service calls, and refrigerant handling — with coverage that scales as you add trucks and technicians.
Paving Contractors
Paving and asphalt contractor insurance covering heavy equipment, subcontractor exposure, and roadway/right-of-way liability across Texas job sites.
Tile Contractors
Tile and flooring contractor insurance covering installation defects, in-home liability, and tools of the trade — for both residential and commercial work.
General Service Businesses
Flexible business insurance for landscapers, cleaners, handymen, and other Texas service pros — general liability, tools, vehicles, and workers comp.
Restaurants
Restaurant insurance covering kitchen fire, food-borne illness, spoilage, slip-and-fall liability, and business-income losses — quick-service through fine dining.
Restaurants with Bars
Full-service restaurants with a bar program get restaurant coverage plus liquor liability. Oak Crest specializes in food-first venues — not standalone bars.
Looking for personal coverage too?
Bundle home, auto, life and farm & ranch with your business insurance — one trusted Texas agent for everything.
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